If you are looking for PayPal routing number, there is no actual PayPal routing number. You have only your email address to use when logging in to your PayPal account or when you want to get paid. That is how PayPal works ever since.

PayPal Routing Number

But there is a way to get PayPal routing number if you really need it. This feature is only available for selected PayPal users. You got to have PayPal Extra MasterCard, PayPal Prepaid Card, or PayPal Credit. These services have a special feature that enables the cardholders or users to gain direct access to their bank account or debit account.

What is PayPal Routing Number?

Since PayPal is only using email to pay, send, or receive money virtually or online, there is no routing number for all PayPal accounts. So if you are using a PayPal basic account through its web interface, you will not get or find a routing number.

Now, for those that are using special features such as PayPal Credit, you can have a routing number in case you really need it. PayPal uses the Bancorp Bank’s ABA routing number. So you can use their routing number: 114924742

Remember that your PayPal Card’s 16 digit number is not the routing number. If you also want to find out your PayPal Card’s account number, here is what you should do.

  1. First, make sure that your PayPal card is connected to your PayPal account. If you just bought the card from a shop, register it so you can access your PayPal online account funds through the card.
  2. If you have registered the card on your PayPal account, log in to PayPal official website.
  3. On the main dashboard, click on the “Add/Manage Money” tab.
  4. On the next page, click on “Direct Deposit.”
  5. Now you should see the information that you need on the right side of the screen.

In Conclusion

If you do not have PayPal Credit or PayPal Extra MasterCard, you will be stuck on just using your registered PayPal email address as your means of sending and receiving money. And the fact that these cards are only available in the US makes it even more difficult for those people living overseas who need it.

PayPal is a great financial service, but it lacks a lot of feature especially in other parts of the world. It is a great alternative for many financial services, but it is not perfect. So if you have other suggestions, you may share it with us in the comment section. We would know your thoughts and ideas to help out other people as well.

Feel free to leave questions regarding today’s topic. We appreciate useful queries that have the potential to clarify issues and provide answers in the process. Let’s positively help this community.

  • Was this Helpful ?
  • YesNo
Alex Ocean is a financial adviser and expert on e-commerce and trading stocks. He teaches online financial courses for bloggers and entrepreneurs. Alex also hosts workshops for aspiring young professionals that aim to be successful at an early age.


Please enter your comment!
Please enter your name here